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So it is hardly a surprise that this grubby industry is dragging its heels in settling claims from those flooded in January.

Even the NHBC, providers of insurance-backed warranties on UK new homes uses a minimum claim value to wriggle out of paying legitimate claims for example, treating each defective lintel in a home as a separate, low value, claim.

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FAILING TO PAY UP IS ACTUALLY A FORM OF HARASSMENT AND WE HAVE EXPERIENCE IN UTILISING THE PREVENTION FROM HARASSMENT ACT 1997 AGAINST SUCH COMPANIES INCLUDING S.2 WHICH IS CRIMINAL AND MAY LEAD TO UP TO 6 MONTHS IMPRISONMENT AND/OR A CLASS V FINEAs has become our practice we shall take these cases directly to the CEO of the insurance companies not some pen pishing nobody.

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